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Recommendations for Health Insurance

We can provide you with medical report, medical bill, medical expenses invoice and medical certificates with regard to hospital stay and assistance in filling health insurance policy for your easy and quick claim from insurance company if you are covered under health insurance or need those information after treatment and discharge.

It is a wise choice for people to purchase health insurance for protecting them from health care expenses as incidence of tumor is increasing across the globe. How should we choose a ideal health insurance.

Choose Ideal Insurance Form

Critical disease insurance covers disease cardiovascular diseases, cancer, chronic renal failure, acute severe hepatitis. A comprehensive insurance plan for your health needs should be made by insurer agent when purchase a insurance. Insurance plan should be tailored to policyholder's need, by estimating the overall risk of health care including insurance obligations, payment method, and forms of insurance into consideration and clarify payment amount to policyholder. A good insurance plan should fit policyholders' psychological and physiological needs in every aspect and help policyholders protect from medical expenses at a low amount of payment. By estimating the overall risk of health care expenses, a routine finance structure (such as a monthly premium or payroll tax) can be developed, ensuring that money is available to pay for the health care benefits specified in the insurance agreement.

Yearly Maximum Amount of Claim

The yearly maximum amount of claim specified in a health care plan varies from less than US$100, 000 to several millions of US dollars. The higher the amount of claim is, the better the plan is as treatment for critical illness calls for huge amounts of money in long-term period.

Yearly Health Check and Periodical Treatment

Big group insurance plan usually include yearly health check and periodical treatment without extra payment. Some policy plan purchased by individuals or small company may also include those service, with a possible observation period. Sometimes, the service includes X-ray for breast, genetic gene test, examination of prostate, vaccine injection and ophthalmological examination. Please contact your insurer for confirmation of relevant requirements and terms.

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